Maximise Your Local Business Profits with Lucrative ATM Earnings

Let's assume you've done your basic calculations regarding the potential performance of your proposed ATM location based on the assumptions we provided in our ATM Buying Guide. There are many ATM business models in the Australian market. However, the one based on you buying your ATM is currently the most lucrative model for merchants.

A new ATM in the more affordable price bracket will cost approximately $10,000 (a lobby-style ATM) to $15,000 (a through-the-wall ATM). However, you may be able to purchase a compliant second-hand ATM for approximately $7,500.

An ATM performing 500 cash withdrawals a month could easily net $1,000 to $1,200, depending on the direct ATM user charge you set. This means that in less than ten months, you can fully recover the cost of your investment in an ATM. The lifespan of a new NH 2800 lobby-style ATM is between 10-15 years, sometimes even longer, depending on the volume of transactions. The new NH 2800 ATMs are designed to perform around 10,000 monthly transactions, giving you the flexibility to maximize your earnings.

Based on these assumptions, you can earn around $115,000 during the lifespan of your ATM.

We have owners in twelve different industries in Australia. One of our customers, a high school in Queensland, operates its ATM free of charge to its students and staff.

Conversely, another of our customers, an entertainment venue with a captive market of night-time revellers, charges $5 per cash withdrawal.

Most customers set their ATM direct charges between those two price points. Customers who own ATMs in busy locations earn a few thousand dollars monthly.

Let us explore ATM earnings from customers with ATMs in low, medium and high-performing locations. The examples provided here represent realistic representations of earning potential, and they are based on the average amount our customers get per cash withdrawal.

However, each ATM location differs, and we do not guarantee its performance. The figures shown here reflect customers' potential earnings after deducting our processing fees.

Low-performing ATM (around 250 cash withdrawals a month)	Medium-performing ATM (600 cash withdrawals a month)	High-performing ATM (1200 cash withdrawals per month)
$2.20 per cash withdrawal	$2.20 per cash withdrawal	$2.20 per cash withdrawal
$550 a month	$1,320a month	$2,640